Western States Bankcard, originator of the MasterCharge trademark, began providing card processing and services to the financial industry in 1967. July 2006 we were acquired by The Independent BankersBank (TIB), which strengthened our position in the marketplace and allowed us to enhance our suite of product and service offerings. We are now known as Western States Card Services (WSCS).

Through WSCS, our clients satisfy both MasterCard International and VISA card issuing and merchant acquiring requirements. We support MasterCard, Visa, and proprietary card programs, and are proud of our reputation as a quality service provider. We are dedicated to understanding the unique needs and business objectives of each of our customers.

We provide an array of valuable services and successful programs at the lowest possible cost. Assistance is always available for developing custom marketing and retention programs. Together our corporate personnel and Business Development Officers deliver a commitment of experience, resources, and support to ensure our service level is well above those of the competition and is of superior quality.

Listening to our clients' needs in the ever-changing marketplace, providing technological programs and delivering both economical and productive services lead to a successful portfolio. We provide an environment conducive to both profitability and competitiveness by assisting in the development of strategies, techniques and skills, in both the management and employee arenas. Our combined volume provides a distinct advantage when negotiating contracts with Industry processors, helping to complete a mutually beneficial service package.

To the financial institution who shares our commitment and looks forward to future opportunities for the issuer and provider of merchant services - we invite you to join us.

"The Trusted Partner For Those We Serve"