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 Card
Processing
- Card Processing
- MasterCard, Visa, standard, classic, gold, platinum, and
business
- Visa and MasterCard purchasing and commercial
- Affinity and co-branded
- Private label
- Loyalty Cards
Our Value-Add Products include eCustomerService and
TravelKicks Plus, a travel and rewards program.
Integrated Debit Services
A complete solution for Debit MasterCard/Visa Check
Card Signature/PIN-based Debit and ATM Driving.
Stored-Value Quick Gift
Card Program
A one-time use card that can be loaded with any dollar amount
your customer wishes to apply to the card, a good alternative to
sending cash as a gift. Gift Cards
Program Management Options
Associate
Cardholder Program
 A turnkey, risk-free credit card program. From
application generation to credit opportunity, WSCS does it all for
you.
- Shared income arrangement provides new revenue
opportunities
- You are able to have input in the credit approval system
- Enhanced visibility by offering a credit card featuring
your institution's name
- Dedicated support service representatives
- Marketing support from WSCS
- Platinum Visa and Flex Miles option available
- We will never cross-sell or compete for your customers
- Ability to regain ownership of your card program
- CVV/CVC Generation
- Card Activation
Principal
Card Program
A comprehensive card management service for all MasterCard
and Visa card products. Your financial institution can focus on
profitability management, risk management and portfolio growth and
outsource the day-to-day operation and management of the portfolio
to us. Whether you want us to manage an existing portfolio or assist
you in designing a new program - we can support your card issuing
needs. A variety of enhanced options can produce income and reduce
expense, thus allowing you to customize your program for
profitability. Through our card program specialists, we are
committed to professionally managing your portfolio. We will
provide:
- Experienced Personnel
- Full Implementation including Program Design/Legal
Forms/Plastics
- Complete Conversion Program
- Simplified Settlement
- New Account Entry
- Account Maintenance
- Issuance of Plastics
- PIN Issuance
- CVV/CVC Generation
- Card Activation
- Statement Generation
- Customized Statements
- Toll-free Customer Service
- Collections 0-90 days - Notices/Statements/Letters
- Fraud Control and Security Services
- Comprehensive Risk Management Controls
- Chargeback / Dispute Processing
- Interface with MasterCard and VISA
- Payment Processing (Lockbox)
- Program Consulting (e.g., marketing programs, application
and disclosure design, plastic ordering)
- Product Control File Maintenance
Self-Management
Program
Manage your card program in-house at your financial institution. We
provide:
- Full processing services
- Value-add Products
- Employee and Management Training Programs
- Consultative Service through our local representation
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