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Merchant
Payment Systems
In addition to the standard merchant payment offerings, such as
retail, restaurant, supermarket, and petroleum , we also provide the
following:
- Internet Solutions
- Wireless
- Gift Cards
- Debit/ATM
Program
Management Options
Associate Merchant Program
Keeping it simple is what our Associate Merchant Program is all
about. We provide you with a risk-free environment that requires in
additional staff to administer. This turnkey program offers
competitive pricing and a variety of processing options, while
providing your institution with additional marketing and income
opportunities.
- Dedicated account representative
- WSCS processes all applications, provides customer advice,
orders and oversees equipment installation or reprogramming and
manages program in a service-oriented manner.
- Full array of electronic and touch-tone options, featuring
next day settlement
- Supports a wide range of applications, terminals, and
computer software, including the latest Check Truncation equipment
- Merchant Club members received 24-hour terminal repair and
replacement, 24/7 help desk support and a supply order fulfillment
service
- Ability to regain ownership of your Merchant Card Program
Principal
Merchant Program
Complete turnkey portfolio management that frees the financial
institution to focus on Profitability Management, Risk Management
and Portfolio Growth. This program is tailored to meet the specific
requirements of the financial institution and its customers.
- Experienced personnel
- Implementation services, including program design,
merchant application forms and merchant agreements
- Complete Conversion Program
- Application Processing and Account Set-up
- Account Maintenance
- Plastic, Plate Issuance

- Statement Generation
- Terminal Management Services
- Downloading and Installation
- Programming
- Deployment
- 24/7 After-hours help Desk
- Toll-free 800 Customer Service
- Chargeback and Dispute Processing
- Merchant Accounting and ACH Settlement
- Transaction Activity Management and Profitability
Reporting
- Fraud Monitoring
We do not compete against you for your customers' banking
business!
Self-Management
Program
Manage your merchant program in-house at your financial institution.
We provide:
- Authorization and Transaction Processing
- Value-add Products
- Employee and Management Training Programs
- Consultative Service through our local representation
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