Merchant Services

Merchant Payment Systems
In addition to the standard merchant payment offerings, such as retail, restaurant, supermarket, and petroleum , we also provide the following:

  • Internet Solutions
  • Wireless
  • Gift Cards
  • Debit/ATM

Program Management Options

Associate Merchant Program
Keeping it simple is what our Associate Merchant Program is all about. We provide you with a risk-free environment that requires in additional staff to administer. This turnkey program offers competitive pricing and a variety of processing options, while providing your institution with additional marketing and income opportunities.

  • Dedicated account representative
  • WSCS processes all applications, provides customer advice, orders and oversees equipment installation or reprogramming and manages program in a service-oriented manner.
  • Full array of electronic and touch-tone options, featuring next day settlement
  • Supports a wide range of applications, terminals, and computer software, including the latest Check Truncation equipment
  • Merchant Club members received 24-hour terminal repair and replacement, 24/7 help desk support and a supply order fulfillment service
  • Ability to regain ownership of your Merchant Card Program

Principal Merchant Program
Complete turnkey portfolio management that frees the financial institution to focus on Profitability Management, Risk Management and Portfolio Growth. This program is tailored to meet the specific requirements of the financial institution and its customers.

  • Experienced personnel
  • Implementation services, including program design, merchant application forms and merchant agreements
  • Complete Conversion Program
  • Application Processing and Account Set-up
  • Account Maintenance
  • Plastic, Plate Issuance
  • Statement Generation
  • Terminal Management Services
    • Downloading and Installation
    • Programming
    • Deployment
    • 24/7 After-hours help Desk
  • Toll-free 800 Customer Service
  • Chargeback and Dispute Processing
  • Merchant Accounting and ACH Settlement
  • Transaction Activity Management and Profitability Reporting
  • Fraud Monitoring

We do not compete against you for your customers' banking business!

Self-Management Program
Manage your merchant program in-house at your financial institution. We provide:

  • Authorization and Transaction Processing
  • Value-add Products
  • Employee and Management Training Programs
  • Consultative Service through our local representation